Comfortable and Affordable Dental Care

For You and Your Family

Proudly Serving Chattanooga and Ooltewah

We offer a variety of financial options and accept most insurance so that our patients can receive top-notch dental care that fits their budgets. Before you begin any dental treatments, we’ll go over the cost of services and discuss your payment options — we won’t surprise you with hidden costs and fees. If you have dental insurance, we’ll look into your insurance plan for you and calculate your out-of-pocket costs. We know not all patients have dental insurance, which is why we're proud to offer an in-house savings plan and accept CareCredit, so our patients can choose a payment plan that works for them.

Our patients are our top priority and part of the River Valley Dentistry difference is helping patients get the most out of their care. Don’t let financial concerns keep you from getting the quality dentistry you deserve.

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  • Accepted Insurance and Payment Forms

    We accept most major insurance companies including Blue Cross Blue Shield, Metlife, Delta Dental, Cigna DPPO, Guardian, Sunlife/Aetna, and Humana. We also accept cash, checks, MasterCard, Visa, AMEX, Discover, and HSAs.

    Insurance Options
  • In-House Dental Savings Plan

    We offer an in-house dental savings plan that covers preventative services and discounts for other popular services at one low monthly cost. You can customize the exact care you need for your family without worrying about deductibles or yearly maximums.

    Dental Savings Plan
  • External Payment Plan

    We work with CareCredit® as a third-party payment option for dental expenses. You can design a payment plan that works for you with no interest, no hidden fees, and no annual fees. The application process is simple and efficient.

    External Payment Plans

Financial FAQs

  • How much will my services cost?

    We find great satisfaction in being an affordable dentist in Chattanooga and Ooltewah. While each patient’s care is different, we will work tirelessly to provide you with quality care at an affordable rate. Call our office to get an individualized treatment plan that works best for you!

    Contact River Valley Dentistry
  • Do you offer dental financing?

    We are happy to accept CareCredit third-party financing. CareCredit is a credit card that may be used to pay for outstanding medical balances. There are options for little-to-no interest and deferred payments. When you apply, you’ll receive a credit decision within minutes, so you can spend less and smile more.

    Visit CareCredit
  • Can I use CareCredit with my insurance?

    CareCredit may be applied to your balance however you would like. You may choose to use your CareCredit card to pay your balance in full, in conjunction with your insurance coverage, or in small portions.

  • Are there any in-house financing programs?

    Yes! We are proud to offer our in-house dental savings plan to lessen the burden of your upfront costs. Get the essential care you need, including x-rays, exams, and cleanings, for a flat monthly rate. Our dental savings plan gives you the opportunity to get the care you need without having to worry about meeting a deductible along the way. See the details using the link below.

    River Valley Dental Savings Plan

Chattanooga, TN Office

125 Cherokee Blvd Ste 119
Chattanooga, TN 37405
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Monday - Thursday: 8am - 5pm
Friday: 7am - 3:30 pm


(423) 875-0600

Ooltewah, TN Office

5958 Snow Hill Rd. Ste 124
Ooltewah, TN 37363
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Monday - Wednesday: 8am - 5pm
Thursday: 7am - 4pm
Friday: 8am - 5pm


(423) 803-4500

Signal Mountain, TN Office

809 Ridgeway Ave, Signal Mountain TN 37377
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Monday - Thursday: 8 am - 5 pm
Friday-Sunday: Closed


(423) 886-1160